RESEARCH DESK
Selected research and company developments, reviewed 12 November 2026. Each entry separates the source from our interpretation.
Global Findex tracks access to and use of financial services. It helps frame questions about inclusion and digital experiences.
Implication: begin with customer needs and barriers. This platform does not estimate demand from account-access figures.
World Bank · 2025 edition; 2024 survey data →The BIS examines tokenisation within the monetary system and the institutional arrangements that sustain confidence.
Implication: assess governance and settlement design alongside technical features. This is policy research, not an endorsement of a product.
BIS · 23 June 2026 (chapter pre-release) →FIS highlights these priorities in its November 2026 results commentary.
Implication: a transformation brief should include resilience and control questions. Company commentary is evidence of company priorities, not independent market consensus.
FIS · 4 November 2026 →Finastra’s November summit focuses on extracting value from existing investments and practical improvement in financial operations.
Implication: compare a bounded process before assuming a large platform replacement. Event commentary does not establish an achievable saving.
Finastra · 4 November 2026 →Temenos describes a strategy including modular core and measurable business cases.
Implication: make dependencies and operating assumptions explicit. This is a company strategy statement, not evidence that every bank should follow the same path.
Temenos · 2025 review / 2026 outlook; page undated →Primary sources are preferred. Publication and observation dates can differ. Company statements describe their own activities and priorities; they are not independent proof of market outcomes. Interpretations here are editorial inferences. This desk is a selected reading list, not a real-time feed.
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